Investigates coverage and cause of loss on routine to more complicated claims, which includes but is not limited to policy review, interviewing all parties associated with the loss and gathering and analyzing all necessary investigative documentation.
Handles non-represented, represented and litigated injury and property damage claims including investigating and evaluating those exposures. Identifies exposures with significate severity to triage to the large loss team.
Provides accurate assessments and negotiates fair and efficient claims resolutions while managing costs. Settles losses according to the documented damage, the language of the policy of insurance, pertinent regulatory and statutory considerations and within granted authority.
Prepares written communication, including but not limited to settlement letters, disclaimers of coverage and reservation of rights letters.
Maintains effective claim file documentation and diary system. Monitor diary to achieve timely development of file and timely disposition of the claim.
Recognizes and pursues recovery opportunities and prepares submissions to SIU when indicated.
Assigns and supervises field examiners and vendor resources, including but not limited to independent adjusters, engineers and other experts as needed.
Assumes additional duties as defined.
5 or more years in the handling of Liability Claims.
Understands concepts of coverage, policy interpretation, exposure recognition and liability determination to analyze and move claims towards resolution using best practices.
Ability to take responsibility and work independently in a home based environment.
Ability to negotiate skillfully in difficult situations.
Willingness to travel periodically.
Bachelors degree preferred
Willingness to obtain state licensing or certification where required
Ability to formulate sound expense, indemnity, and business judgment while supporting loss evaluations and presenting them effectively.
Basic computer skills including Microsoft applications
Perform work related simple and advanced mathematical problems and calculations
Compose written correspondence and factual repots which are well organized and concise, utilizing proper English, grammar, punctuation, and spelling
Strong oral and written communication skills.
Compensation & Benefits Package:
Competitive Salary + Bonus.
401K includes a match up to 6% at 100%.
Full Benefits Package including several health insurance plan options.
Generous time off program including; personal, holiday, and volunteer paid time off.
Flexible work schedules.
Educational assistance program.
Company sponsored community volunteer opportunities.
Since our inception, The Murphius Group has been totally focused on building a strategic, quality search practice.
You will see a common theme with us. We expend 100% of our efforts building relationships and filling positions within the Michigan insurance market place. We believe there is a large value to living, working and belonging to key organizations within Michigan.
You will also see that our staff has gained experience in the insurance arena before embarking on the practice of recruiting. This gives us a unique perspective when working with both clients and candidates. We not only talk the talk, but walk the walk.
Passion is also very important to us. We work to continuously exude it. If you have it also, you're exactly who we're looking to work with. We look forward to hearing from you!