Commercial Underwriter (Entry-Level)

  • acuity INSURANCE
  • Sheboygan, WI, USA
Full Time Commercial Lines Entry Level Underwriting

Job Description

We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.

Acuity is seeking a class of entry-level Commercial Lines Underwriters to begin in January and June 2022. The role of a Commercial Lines Underwriter is to select, retain and price commercial insurance risks while conforming to established underwriting policies, practices and standards.  The Commercial Lines Underwriter provides counsel, training and assistance of a technical and professional nature on all commercial lines of insurance.  Works with a specific group of agents as assigned in the pursuit of profitable, growing book of business.

Extensive training is provided to those entering this role. Entry-level Commercial Lines Underwriters go through a three month long training period in a classroom setting that provides them with an introduction to the insurance industry, and the knowledge necessary to consult agencies on various lines of business. This is followed by time spent mentoring with an experienced underwriter. Training includes providing underwriters with an understanding of policy coverage forms, as well as proper risk assessment processes and procedures. To learn more, click here for Acuity Day in the Life: Commercial Underwriter video. 


  • Reviews requests for quotations and new applications for the commercial lines of insurance.  Obtains needed underwriting information, analyzes all available facts, and makes sound and consistent underwriting decisions, in accordance with the company's underwriting policies, practices, and standards.
  • Reviews renewal business, obtains updated or additional information as needed, and makes sound and consistent decisions as to whether renewal is to be offered, and if it is at what price.
  • Reviews and monitors in-force business as occasioned by requests for changes, losses, coverage additions and deletions, and other activity.  Ensures that the risk continues to be acceptable in accordance with Acuity's underwriting standards and practices.
  • Encourages and assists in the production of profitable commercial lines business by maintaining excellent working relationships with agents, the Sales Department, and other Acuity personnel.
  • Rejects business which does not meet Acuity's underwriting standards and does not offer a potential for profit.  Communicates unfavorable underwriting decisions and the reasons for such decisions in such a way as to preserve and enhance good agency relationship.
  • Prices commercial lines business at a level which is adequate and as competitive as possible for the risk involved.
  • Authorizes the issuance of quotes, policies, and endorsements to policies which are technically correct, in accordance with Acuity’s rule, rate and form filings, and are responsive to the customer's needs.
  • Places property and casualty reinsurance in accordance with the companies guidelines.
  • Visits agents in his/her assigned territory in order to foster efficient working relationships, gain familiarity with the market available to the agent and to Acuity, and to assist the agent in identifying risks which Acuity would like to write.
  • Maintains quality and quantity of work at prescribed departmental standards.
  • Coordinates with loss control to improve risks.
  • Studies insurance policies, manuals, portfolios, rating plans, and periodicals so as to enhance his knowledge of the commercial lines of insurance and to keep abreast of current happenings in the insurance industry.
  • Completes a mandatory training program as determined by Acuity.
  • Regular and predictable attendance.
  • Perform other duties as assigned. 


A bachelor’s degree from an accredited four-year institution, demonstrating high academic achievements with a grade point average at or above 3.0. 


  • Candidate must possess the ability to communicate effectively, both orally and in writing.

This position is classified as exempt.

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