Falls Lake Insurance Companies underwrites specialty lines insurance on an admitted basis. We focus on underwriting specialty insurance products through limited distribution partners within our desired industry segments. Falls Lake Insurance companies represent an entrepreneurial combination of rigorous underwriting and claims management with an experienced, common sense approach to the business. We believe this combination produces success for both you and Falls Lake. We are the admitted insurance platform of James River Group and a subsidiary of James River Group Holdings, Ltd. With this representation, we operate against a capital base of almost $500 million. Our affiliates also focus on underwriting specialty insurance: James River Insurance Company (excess and surplus lines) and JRG Re (Bermuda based reinsurer).