Intern - Credit Analyst

Why GM Financial?  

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.  

Our Purpose: We pioneer the innovations that move and connect people to what matters.

Are you excited about innovation, entrepreneurship and solving complex business problems? Then we are looking for you!  

About the Role

The Credit Analyst Intern is responsible for evaluating credit applications, assessing risk, and making lending decisions while ensuring compliance with company policies and regulatory requirements. The position also focuses on building strong dealer relationships, supporting portfolio growth and profitability, maintaining service levels, and collaborating with internal teams to deliver an excellent dealer experience.

In this role you will:

• Assist with developing and maintaining appropriate analysis for the Commercial Lending organization as it relates to volume, efficiencies, performance, and individual performance  
• Analyze credit data to determine the degree of risk involved in extending credit   
• Learn how to make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality  
• Gain knowledge in how GMF captures automotive finance contracts that meet GM Financial profitability criteria for pricing and performance  
• Ensure compliance with applicable policies and procedures  
• Ensure branch office cooperation with other departments to maximize efficiency within the company  
• Ensure all queues are worked to acceptable service levels  
• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis  
• Perform outbound telemarketing calls to the dealer customer  
• Ensure proper documentation is received on all deals