Associate Underwriter Trainee, Surety - Starting in June 2027 - Morristown, NJ

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and   problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: www.cfins.com

Our Surety Division is a top 10 underwriter of surety bonds in the U.S., focused on delivering specialized bond solutions for commercial obligations and construction risks. Surety brings deep expertise to each of the specialized markets it serves. Our products include Commercial Surety, Contract Surety, and Bail Bond insurance. We have offices nationwide and we are dedicated to providing superior local relationships, expertise, and service. 

Information about the Surety Training Program

Surety is a credit business that provides financial and performance guarantees to a variety of industries including construction, manufacturing, financial institutions, technology and energy.  You may be saying to yourself, that’s great but what exactly does that mean, Surety bonds, for example, are important to the construction industry. These bonds ensure that projects will be built to the appropriate specifications, and that all parties working on the project will be paid for work performed. If this has piqued your interest and curiosity, we’re looking for enthusiastic, ambitious, self-starters with a track record of success to join C&F’s surety team. 

As a surety underwriting trainee, you’ll work alongside an experienced team of professionals to assist your development. The program consists of a combination of mentorship, classroom instruction, self-study and on the job training.  Our program is designed to provide you with a strong technical foundation for long-term success.

This trainee opportunity is available in our corporate headquarters in Morristown, NJ office.  

What YOU Will Do

• Receive a hands-on introduction to surety underwriting by shadowing an experienced underwriter during the review of financial data and analysis of surety accounts. Each trainee will participate in account meetings, bond form reviews, file documentation, database entries, and management meetings.
• Receive operations training that will give you firsthand experience with what happens to a surety bond from issuance to premium processing.
• Participate in underwriting and claims training events and e-learning curriculum to enhance industry knowledge and professional skills.
• Engage with cross functional teams and business leaders throughout the insurance operation to gain exposure of all facets of the industry.
• Network with other trainees and early career individuals, including career and industry workshops, and community service opportunities, to name a few. 

What YOU Will Bring to C&F

• Recent college graduates with a major in business, finance or accounting is desired but all majors will be considered with a with a GPA of 3.2 or higher.
• Prior work experience, including summer or part-time roles or internships preferred.
• Proven leadership qualities demonstrated through work, community service, athletics, or clubs preferred.
• Ability to gather and analyze data effectively.
• Strong analytical and problem-solving skills.
• Strong oral, written, and interpersonal communication skills.
• Solid organizational, time management, and planning skills are essential.
• Experience with MS Office Suite (Outlook, Excel, Word & Power Point).
• A passion for learning.
• An innovative, entrepreneurial spirit.
• Ability to take ownership and see tasks through to completion.
• Valid driver’s license is required.

Willing to relocate after the completion of the eighteen-month training program.

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
• A core C&F tenet is supporting your career development, so we provide a wealth of ways for you to keep learning, which may include tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
• A dynamic, ambitious, fun and exciting work environment
• We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

At C&F you will BELONG

If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know. Belonging at C&F, is a mindset. It’s about fostering a culture of inclusion and connection, where everyone feels valued, heard, and empowered to thrive and where our social impact efforts help strengthen the communities where we live and work.

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/  for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $41,700.00 to a maximum of $78,400.00. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.