Underwriting Consultant - Excess & Surplus (Remote)

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community.

Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It’s our promise to you. 

Who we are

At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups.

Intact’s Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team.

The opportunity

We currently have an opportunity for an Underwriting Consultant to join our Excess & Surplus team based remotely in the United States. The E&S Casualty Underwriting Consultant will partner with Intact appointed wholesale brokers to profitably grow a book of new and renewal E&S Casualty Primary & Supported Excess business.  In this role, underwriters will be responsible for identifying, soliciting, analyzing and selecting high hazard or complex liability accounts written in the Excess & Surplus market.  Underwriters will also help shape and execute the business strategy for their assigned territory, driving profitable growth with a focus on small to mid-size accounts across a broad range of classes. Success in this role is built on developing and maintaining strong, long-term relationships with wholesale brokers through responsiveness, technical expertise, and sound underwriting judgment. This is an opportunity to join a growing E&S Casualty team and make a direct impact on the strategy, growth, and profitability of the business. Some of the Underwriting Consultant responsibilities include but are not limited to:

• Identify and develop opportunities for profitable new and renewal Primary Casualty and Supported Excess business within the company's E&S Casualty appetite by applying sound risk analysis, product knowledge, market awareness and underwriting judgment.
• Manage a portfolio of small to mid-size accounts while executing portfolio strategies and meeting financial performance objectives relative to written premium, retention, rate, and profitability.
• Demonstrate a strong understanding of exposures and key coverages, as well jurisdictional and regulatory nuances of the E&S market. Make underwriting decisions to accept, decline, or modify risks within the underwriter’s authority levels while maintaining well-documented files, and adhering to underwriting guidelines and assigned authority.
• Partner with wholesale brokers to understand their clients' needs and clearly communicate the company's E&S Casualty appetite, generating quality submissions aligned with underwriting strategy.
• Maintain an active presence with key wholesale broker partners through regular communication, meetings and market visits.
• Stay current on E&S Casualty market conditions, competitor activity, coverage developments, and regulatory and legal trends.
• Help shape underwriting strategy and guidelines while serving as mentor and coach to less experienced underwriters

Minimum Requirements/Essential Functions 

• Ability to demonstrate analytical, decision making, problem solving, and organizational skills.
• Clear, professional and effective communication.
• Provides timely, responsive service to wholesale brokers, insureds and internal business partners.
• Works effectively independently and collaboratively in a fast-paced, team-oriented environment and interacts professionally with a diverse group of individuals.
• Takes pride in their work as evidenced by underwriting quality
• Maintains a high level of accuracy, attention to detail and follow-through on commitments.
• Travels as needed to meet with wholesale brokers, attend industry events and support business development.

The expertise you bring

• Bachelor’s degree or equivalent experience.
• 7-10 years of progressively more complex, specialty lines underwriting experience.
• Professional insurance designation is preferred (AICPCU, RPLU).

Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $151,000 – $201,000, based on the factors aforementioned. For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $176,000 - $206,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to:

• Comprehensive medical, dental and vision insurance with no waiting period
• Competitive paid time off programs
• 401(k) savings and annual contributions of up to 12% of annual salary
• Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits

This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed.    

Why choose Intact

We live our Values:  We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility.

Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what’s right to build an inclusive society.

Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. 

Check out our Glassdoor reviews to see why people love working for Intact!

Our promise to you

Our Values are foundational to our success at Intact. You’ll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself.

In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can:

• Shape the future: Help us lead an insurance transformation to better protect people, businesses and society.
• Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right.
• Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow.

About Intact  

At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that’s aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.

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