Associate Underwriter

Job Title: Associate Underwriter

Location: USA - Remote

Reports To: Underwriter Supervisor

Employment Type: Full Time

Job Requisition ID: 2026-

Requisition Begin Date: 11/3/2026

Requisition End Date: 1/3/2027

Role Overview

ProAg is looking for an Associate Underwriter or Underwriter to join our western team who is innovative, builds strong relationships, and thrives in a fast-paced environment. This position is responsible for reviewing annual policy documents to ensure adherence to federal and company guidelines for our western region. Our underwriting staff builds meaningful, long-lasting relationships with agents and serves as a subject matter expert for internal and external customers.

In this Exciting Opportunity, You Will:

·         Review policy information for crop insurance coverage, proper rating, and other information to determine if application is acceptable for the available program or selected coverage.

·         Contact and respond to verbal and written inquiries from agents within designated timeframe to provide appropriate information and serve as an underwriting resource.

·         Verify rates of policies or check previously rated policies for proper rating using the tools available such as the Risk Management Agency (RMA) and ProAg quoting applications.

·         Utilize knowledge of automated underwriting and/or processing systems to develop information for new or renewal policies.

·         Answer questions from agents, policyholder, or prospects.

·         Adhere to all company underwriting authority directives, underwriting guidelines, and other applicable company policies and procedures.

·         Request additional documentation necessary for the processing policy coverage, including applications, production reports, acreage reports, and endorsements. 

·         Approve or deny within given authority or recommend approval or denial to higher authority.

·         Review requests for cancellation, endorsements, etc.

·         Analyze and research detailed policy information related to Federal Crop Insurance Corporation (FCIC) error resolution and resolve any uncleared items.

·         Read and interpret FCIC documents.

·         Analyze and revise acreage reports.

·         Respond to common inquiries from RMA and RSOs.

·         Ensure compliance with organization policies and government regulations including all deadlines associated with sales closing dates (SCDs), acreage reporting dates (ARDs), production reporting dates (PRDs), accounting cutoffs, and fund designations.

·         Cultivate relationships with internal and external contacts to facilitate the underwriting process, promote business development, and to remain abreast of industry trends.

·         Serve as a resource to other departmental staff with regard to underwriting procedures and other departmental guidelines.

·         Develop understanding of various factors that affect and influence policy rating and risk.

·         Assist with data entry as needed.

·         Attend required training sessions.

What You Bring

• A minimum of two years of relevant and progressive professional experience.
• Previous agriculture or crop insurance industry experience preferred.
• A bachelor’s degree in Agriculture, Business Administration, or a related field, or the equivalent education and/or experience.
• Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy to communicate effectively, both orally and in writing.

What We Offer

• Competitive salary and comprehensive benefit package
• Strong learning culture with ongoing development opportunities
• Opportunities for growth and career advancement
• Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
• Basic life and disability insurance
• 401(k) plan with 6% company match
• 20 days of PTO, three floating holidays, approximately 10 paid holidays, and volunteer time off
• Paid parental leave
• Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
• Student loan matching program
• Employee discount program
• An opportunity to do meaningful work and love what you do

What We Represent:    

A career with purpose.  Our crop insurance professionals work each day to bring peace of mind and protection to American farmers and ranchers. Join a team who truly cares.

• Part of something bigger: We offer a career with purpose as you support the farmers and ranchers who create food, fuel, and fiber for the world.
• Personal connections: We are built on strong relationships and appreciation of your individuality.
• A team who cares: We look out for each other personally and professionally because we care about each other.
• Innovators by trade: We’re committed to a brighter tomorrow for our team members and agriculture.
• The best of both worlds: We combine personal connections with powerful resources, thanks to our culture and the backing of Tokio Marine HCC.

The Company:

ProAg, a member of the Tokio Marine HCC group of companies, is positioned as a financially strong and well-capitalized insurer with an AM Best rating of A++. With 100 years of service to our agents & insureds, we stand committed to continuing the principles that ProAg was founded on: Integrity, Loyalty, and Customer Service.

Tokio Marine HCC is a leading specialty insurance group with offices in the United States,

the United Kingdom, Europe, and other exciting locations. With the strength and stability

that comes from being a member of the Tokio Marine Group, and more than fifty years of

growth, profitability, and stability, we offer important insurance products that most people

don’t even know exist. Every policy we write is special, enabling our clients to do amazing

things.

Pay Transparency

The pay range for this position is $49,500 - $80,000, which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.

Disclaimer

The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.] applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.]

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration

for employment without regard to age, ancestry, citizenship, color, family or medical care

leave, gender identity, genetic information, marital status, medical condition, national

origin, physical or mental disability, protected veteran or military status, race, ethnicity,

religion, sex (including pregnancy), sexual orientation, or any other characteristic protected

by applicable local laws, regulations and ordinances.

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