Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role: Senior Broker - Private Capital

Location: St. Louis, MO or New York, NY

Who are we?

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients.

Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

What is the role?

The Senior Broker is responsible for managing a sophisticated portfolio of middle-market and private equity-backed clients, leading the placement and servicing of complex property and casualty insurance programs while ensuring all client deliverables are executed to the highest standard.  Private Equity focused brokers play a critical role in driving new business by supporting P&C program reviews and pro forma budgeting.  Senior Brokers play a critical role across the full client lifecycle-leading placement, execution, renewal strategy and complex negotiations while driving client retention and new business growth.  They also serve as mentors to junior brokers and actively contribute to practice-wide innovation and capability building.

What will you be doing?

• Review client exposures, loss experience, and industry-specific risks to develop tailored insurance solutions aligned with client objectives
• Demonstrate a strong understanding of industry distinctions and associated risk profiles, providing informed, strategic guidance to clients
• Participate in renewal strategy meetings and client presentations
• Prepare and oversee market submissions, ensuring coverage requests are comprehensive and tailored to each client’s specific risk profile.
• Analyze carrier quotes and provide detailed comparisons highlighting coverage differences
• Manage orders to bind ensuring placements accurately reflect client direction and negotiated terms
• Execute placements on a condensed timeframe due to the fast-paced environment that is required within private equity.
• Review polices for accuracy and coordinate corrections or endorsements with underwriters
• Support Private Equity transactions by providing P&C program reviews, proforma budgeting and market insight during due diligence.
• Execute insurance placements within accelerated timelines
• Help develop innovative insurance structures tailored to Private Equity and Middle Market risks ranging from guaranteed cost programs to loss sensitive placements
• Build and maintain strong trusted relationships with insurance carriers and underwriters
• Collaborate with producers, account executives, and client teams to support client retention and new business production
• Provide leadership, mentoring, and technical guidance to associate brokers and junior colleagues.
• Foster connectivity across local, regional, and national teams, encouraging the sharing of best practices and market intelligence.

What are we looking for?

• 5-10 years of experience in commercial insurance brokerage, with a strong background in Property & Casualty placements
• Demonstrated experience supporting Private Equity-backed clients, with a strong understanding of the fast paced, transaction-driven nature of private capital.
• Deep knowledge of commercial package programs, including the ability to structure solutions for complex and loss sensitive insurance programs
• Proven ability to analyze client exposures and design tailored insurance solutions aligned with business and deal objectives
• Strong understanding of market dynamics, carrier appetite, and coverage structures
• Experience managing multiple priorities and delivering results under tight deadlines
• Ability to partner effectively with clients, carriers, and internal teams to drive successful outcomes
• Strong communication skills with the ability to clearly articulate coverage, pricing and risk considerations to clients and stakeholders
• A collaborative, team-oriented mindset with a commitment to mentoring and developing junior talent.
• Demonstrates strong, established relationships with key insurance carriers.
• Currently licensed in commercial insurance

Compensation and Benefits

The expected base salary range for this role is $180,000 - $300,000, depending on experience and location.

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance

What Do We Offer in Return? A Career That You Define.

Our business succeeds by allowing our people to make a mark in the areas they care about most—whether that’s personal development, volunteering, or creating new insurance products that address society’s greatest challenges.

We support our people in every aspect of their lives, recognizing that fulfillment at home and work go hand in hand.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.