Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role: Broker Associate – Private Capital

Location: St. Louis, MO or New York, NY

Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients.

Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

What is the role?

The Associate Broker supports senior brokers in the placement and servicing of commercial insurance programs with a focus on private equity-backed insurance placements. This role provides analytical, marketing, and execution support across renewals and new businesses.  The Associate Broker supports senior brokers throughout the renewal lifecycle by preparing client presentations and coverage comparisons, assisting with market submissions, analyzing carrier terms, and pricing and supporting overall placement execution.  This role serves as a foundational step toward a long-term career in commercial insurance brokerage and advisory leadership.

What will you be doing?

• Support senior brokers in structuring and placing private equity insurance programs across multiple lines of coverage 
• Develop clear, professional client-facing materials, including proposals and side-by-side coverage comparisons.
• Liaise with underwriters to collect terms, negotiate coverage, and support smooth execution of placements.
• Run benchmarking, loss analysis, and data-driven tools to support renewal strategy and pricing discussions.
• Work closely with due diligence project managers and account executives to finalize client proposals and deliverables.
• Assist in preparing renewal strategy documents and proposals, including benchmarking insights and supporting analytics.
• Partner across teams to ensure exceptional client service and successful deal execution.
• Assist in running excel reports and analysis focused on carrier trends, loss ratios, and renewal metrics, and help keep account lists, submission trackers and data records up to date.

What are we looking for?

• Early-career professionals (0–3 years) years of experience in insurance, finance, consulting, analytics, or related field
• Strong analytical and quantitative skills, with proficiency in excel and data-driven tools
• Highly organized with strong attention to detail and deadline management
• Clear, professional written and verbal communication skills
• Ability to collaborate effectively across broker, underwriting, and client service teams
• Willingness to obtain appropriate insurance licensing
• Proficient in excel and PowerPoint with the ability to produce polished, client-ready materials
• Ability to thrive in a fast-paced, deal-driven environment.
• Demonstrate a collaborative, team-first mindset-we succeed together.

Why Join Us?

This position offers a true apprenticeship into brokerage, providing exposure to complex placements, transaction driven insurance solutions, and senior-level deal execution.  It is an ideal foundation for candidates seeking long-term growth in commercial insurance advisory and brokerage leadership. You’ll gain exposure to high profile private capital transactions while developing technical expertise across multiple lines of coverage.  At Howden, we invest in your growth, offering mentorship, training, and the opportunity to progress into more senior brokerage roles.

Compensation and Benefits

The expected base salary range for this role is $75,000 to $130,000+, depending on experience and location.

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance

What Do We Offer in Return? A Career That You Define.

Our business succeeds by allowing our people to make a mark in the areas they care about most-whether that's personal development, volunteering, or creating new insurance products that address society's greatest challenges.

We support our people in every aspect of their lives, recognizing that fulfillment at home and work go hand in hand.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.