Underwriting Officer, Wrap Ups & Loss Sensitive Construction
- The Hartford
- Chicago, IL
Job Description
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.
ABOUT US
The Hartford underwrites human achievement. Our Construction underwriting organization supports complex construction projects through disciplined underwriting, strong governance, and close collaboration across the enterprise.
ROLE OVERVIEW
The Underwriting Officer is responsible for technical underwriting leadership, portfolio governance, and disciplined execution across Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs. This role serves as the primary underwriting authority for these segments, providing oversight of complex structures, portfolio performance, and risk selection while engaging selectively with brokers and key clients to support opportunity shaping and stewardship.
KEY RESPONSIBILITIES
Wrap-Up Leadership
- Serve as the senior underwriting authority for Wrap-Up (OCIP/CCIP) programs within Construction
- Provide technical leadership and guidance to Wrap-Up underwriting professionals
- Approve complex program structures, pricing, terms, and conditions
- Collaborate with claims, safety, and actuarial partners to ensure enterprise alignment and portfolio performance
Loss Sensitive Governance
- Own Loss Sensitive underwriting authority across Construction
- Establish underwriting standards, program structures, and referral and escalation protocols
- Oversee deal review, portfolio quality, and large or complex risk transactions
- Balance profitable growth with underwriting discipline and risk governance
External Engagement & Market Leadership
- Participate in stewardship meetings, key broker discussions, and select client engagements
- Support opportunity origination while reinforcing underwriting standards and portfolio quality
- Clearly articulate The Hartford’s construction risk philosophy to external partners
Talent Development & Enterprise Leadership
- Mentor and develop underwriting talent to build bench strength and technical depth
- Act as underwriting proxy for the Chief Underwriting Officer as needed
- Provide portfolio insights, trend analysis, and risk perspective to senior leadership
QUALIFICATIONS
- 15+ years of underwriting experience with demonstrated leadership responsibility
- Deep expertise in Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs
- Strong technical underwriting judgment and credibility
- Excellent communication skills with internal stakeholders, brokers, and clients
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$176,000 - $264,000Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It’s Like to Work Here | Perks & Benefits
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Human achievement is at the heart of what we do.
We believe that with the right encouragement and support, people are capable of achieving amazing things.
We put our belief into action by ensuring individuals and businesses are well protected, and by going even further – making an impact in ways that go beyond an insurance policy.
Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines – from developing the latest technology to creating and promoting our products to evaluating future financial risks.
We’re also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it’s the right thing to do, and because when our customers, communities and employees succeed, we all do.
