Description

Summary:

The Auto Finance Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for a geographic market. Oversees all credit decisions, and personally handles the most complex loans. Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk. Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with. Makes recommendations for policy changes to improve effectiveness.

This position is available in Florida.

Duties & Responsibilities:

• Auto Finance Underwriting Manager for the Florida/Georgia market.
• Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific market.
• Personally approves, denies and negotiates consumer auto credit applications originated through auto dealers and oversees all credit decisions.
• Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk.
• Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance.
• Provide coaching to colleagues as needed to enhance overall performance.
• Makes recommendations for policy changes to improve effectiveness.
• Travel is required to make in person visits to dealers in the region building and developing relationships, typically no more than 2 days a month (or quarterly if assigned dealers are out of state and overnight visits required). Subject to current COVID restrictions.
• Performs other duties as assigned.

Basic Qualifications:

• Associate degree or an additional 2 years of indirect underwriting experience.
• Minimum 5 years of indirect underwriting experience.

Preferred Qualifications:

• Bachelor’s degree preferred
• Computer knowledge working with Microsoft Excel and Pivot tables
• In market experience highly preferred
• Prime Auto Underwriting experience
• Must demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the telephone and in person.
• Excellent written communication skills are also required.
• Must enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative.

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.