Credit Specialist I- CVL - Contractor

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture — an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position is a contract role and will be posted until filled

** This postion has 2 openings

About the role

Seeking upcoming or recent college graduates to join our fast paced team! Credit Specialist I- CVL is responsible for performing accurate and timely pre-underwriting research and validations, and thoroughly documenting results in the underwriting system of record, on Business Customers and Guarantors applying for commercial vehicle retail and lease financing. This part time temporary position has the ability to move to a permanent role within CVL pending availability and job performance. 

In this role you will:

• Accurately research Secretary of State websites on CVL Business Customers to validate business legitimacy and status, and record results in the CVL underwriting system.
• Perform research to identify any existing/previous GM Financial vehicle loans/leases originated in either the CVL Business Customer’s and/or Guarantor’s name, and document results in the CVL underwriting system.
• Request and capture Dunn & Bradstreet business reports and personal credit bureau reports within the CVL underwriting system on Business Customers and Guarantors.
• Perform Lexis Nexis searches and capture results within the CVL underwriting system on Business Customers and Guarantors.
• Conduct OFAC research of all identified Owners using Bridger Insight, and document results in the CVL underwriting system.
• Create/Enter New Express Line of Credit requests through Salesforce as leads are provided by Commercial Credit Analyst I.
• Assist with Auto Approval type Credit Applications.
• Monitor Credit related group mailboxes and handle/route as appropriate.
• Monitor Dealer Chats and forward information to necessary parties.
• Review Lease Return emails and route to assigned CVAM.
• Perform ad-hoc requests and tasks as assigned.